Living in your own house has a lot of perks, but as with all the good things, it also brings in responsibilities. Gradually, home renovations will get added to the responsibilities’ list and will keep moving up the priority list.
The “will handle them later” house repairs will grow into “need immediate attention” repairs. The reason for this pile up is more often than not, money. This is why it is extremely necessary that you plan your finances way ahead in time.
If you have a proper budget and allocation of funds, you will find fewer nasty surprises coming your way.
Thanks to technology, you don’t have to be a financial wizard to make a reasonable budget. True to its name, your Smartphone can help you with this.
Today we look at 3 apps that you can download to make sure your budget stays in the shape it’s supposed to and the bank balance is healthy too.
iReconcile has all the features one requires to create a budget accompanied by a simple and frill-free user interface. It comes with an inbuilt check register, comprehensive reporting format and you can also create an online backup and sync. The app allows you to micromanage your budget down to the daily budget. You can select the categories and subheadings from the setup easily. One of the standout features of this app is the rollover feature. The rollover feature helps you carry forward the balance of a month easily into the next month. Find the app here: https://itunes.apple.com/us/app/ireconcile-checkbook-budgeting/id334050665?mt=8
What makes Expenditure an app to look out for is its standout feature that allows you to add a picture or a note while entering any new expenditure. This feature by itself enhances the customizability and flexibility of transaction. Expenditure also comes with an inbuilt currency converter and covers many currencies of the world. This feature makes it easier for you to maintain a budget when you are vacationing abroad. It is a paid app, but the features that it brings along are quite worth the money. Find the app here: https://itunes.apple.com/us/app/expenditure/id379574483?mt=8
If you ask around for a popular money management app, Mint will the app you will hear about the most. The feature that beats every other money management app out of the water is that it automatically syncs your budget book with your bank account. So, your budget will be ready without any input from you. This feature is award winning and the completely secure. It also sends out notifications near the bill due date so that you don’t end up missing out on any payment date. Along with these, the biggest feature this app is that, it’s free! Find the app here: https://itunes.apple.com/us/app/mint-com-personal-finance/id300238550?mt=8
These 3 apps will allow you to stay on top of your finances easily. Budgeting is a very effective way if you intend to save for the rainy day. Next time you see something that needs to be fixed, don’t wait for it to become absolutely necessary before you take care of it.